| Article |
|---|
| Article name |
Potential for Using Digital Technologies in Financial Calculations as an Official Currency Unit |
| Authors |
Malyshev E.. , Margel V.V. Consultant of the Youth Policy Implementation Department, margel17@mail.ruBaranova O.A. Candidate of Geographical Sciences, Associate Professor, oa.09.12@mail.ruGalynis K.. candidate of sociological sciences, associate professor, rapid-leopard@yandex.ruGordeeva T.. candidate of sociological sciences, associate professor, assistant professor, gordeeva_tn@mail.ru |
| Bibliographic description |
Malyshev E. A., Margel V. V., Baranova O. A., Galynis K. I., Gordeeva T. N. Potential for Using Digital Technologies in Financial Calculations as an Official Currency Unit // Transbaikal State University Journal. 2025. Vol. 31, No. 4. P. 127–135. DOI: 10.21209/2227-9245-2025-31-4-127-135 |
| Category |
Economy |
| DOI |
336.7 |
| DOI |
10.21209/2227-9245-2025-31-4-127-135 |
| Article type |
Original article |
| Annotation |
The rapid development of digital technologies has fundamentally changed the global financial landscape.
One of the most notable phenomena in this transformation has been the emergence and spread of digital
currencies, which represent not only innovative payment instruments but also a potential alternative to traditional
monetary systems, influencing monetary policy, banking, and international trade. This study aims to examine
the key parameters that determine people’s willingness and readiness to use digital currency and identify
barriers to the effective functioning of the digital currency market. The study has been conducted to assess the
willingness of the Far East residents to use digital currencies as a means of payment. The study objectives are
as follows: to determine the degree of readiness of the Far East residents to use digital currency; to develop a
profile of a future digital currency user; to identify the factors that determine residents’ willingness to use digital
currency. The study’s methodological framework incorporates the principles of scientific research (objectivity,
consistency, and dynamism). The work has been conducted using a systems approach. The research utilized
a sociological survey, cross-tabulation, SPSS, analysis, synthesis, and classification. The object of the study is
a collection of digital currencies available on the Russian market. The subject of the study is the intentions of
residents of the Far East to use digital currency. The goal of the study is to examine the willingness of residents
of the Far East to use digital currencies as a means of payment. The subject of this study is highly relevant,
as the use of digital currency in the country’s payment system may soon affect every resident of our country.
However, not every resident is ready for this, so this study aimed to measure people’s intentions to use digital
currency as a new means of payment. The study yielded the following results, which highlight its purpose: in
the Far Eastern Federal District, attitudes toward digital currency are overwhelmingly positive; the prospects
for the development of the digital currency market are determined by the balance of demographic, social, and
lifestyle factors. |
| Key words |
digital currency, digital financial technologies, public engagement in digital currency use,
central bank digital currencies, digital currency holder profile, Far Eastern Federal District, Transbaikal Region |
| Article information |
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| References |
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